Many Americans are living with their elderly parents and almost all ask themselves if they should take out a policy on their parents. In most cases the answer will be Yes! The reason is that in most cases it will affect you financially and a lot of parents actually want to leave something behind for their loved […]
Getting life insurance with ADD or ADHD shouldn’t be a huge issue. However, as you may have heard or experienced many companies will increase your rates drastically and sometimes may even turn you down for life insurance altogether. The key is to work with an independent broker who has a pool of companies to choose […]
Regardless whether its old age or a terminal illness that brings someone to the thought of all the possible funeral expenses. Proper planning can be a key to making sure things go smoothly and your family is not left with a financial burden. The common pitfalls with funeral planning tend to be associated with not […]
The difficulty of getting life insurance with a mental illness will depend on the experience of the life insurance agent you ask. An inexperienced agent will either say that it’s impossible while another will say it’s all sunshine and rainbows. The truth is, like any illness and life insurance, it will all depend on the […]
You have served your country well and now that you are back you find that you may have to go through a battle to get life insurance. It’s quite common for life insurance companies to decline or highly rate applicants with post-traumatic stress disorder. However, the good news is that there are plenty life insurance […]
Don’t fall into the trap of thinking that you can’t afford life insurance simply because you have high cholesterol. Many individuals seeking life insurance have some kind of health issue or another, but if you have been able to control your cholesterol condition or it appears relatively stable, getting life insurance should not be a problem […]
So you consider yourself a senior. At this point you know life isn’t as short as the cliche saying and you probably can’t help but laugh when a teenager talks about “plans.” By now you also know that life can throw many curve balls, so you’re looking into some life insurance coverage. As we age […]
When thinking of getting life insurance, getting an affordable rate is usually the first thing that comes to mind. While life insurance is a must for anyone with financial responsibilities, the big monthly pile of bills can make it hard to work life insurance into the plan. The good news is that there are a couple […]
Your credit can determine what job you land, the type of home you can afford, the car you ride and insurance rates you get. That’s why having bad credit can have such a strong impact on your life. Now when it comes to insurance you may have heard or experienced an auto or home insurance […]
If you have a dangerous job, then it’s normal to wonder whether you can get life insurance given that you’re in a high risk environment daily. After all, life insurance companies do determine rates and eligibility with certain risk assessment criteria, with health and occupation high on their list. The good news is you can […]
If you’re looking for a life insurance quote for $1 millions dollars worth of life insurance coverage then you’re at the right place. Welcome to InsureChance, the first online life insurance marketplace. If you’re looking for life insurance quotes for 1 million you can compare rates with all the life insurance companies on the market […]
If you’re in the low income bracket you may think to yourself “I can’t afford life insurance.” But the truth is you can’t afford not to have life insurance in place. Whether you’re married or a single parent, if you’re struggling to make ends meet that means you are the financial backbone of the family. If […]
If you are looking for a life insurance broker then you’re at the right place. InsureChance is an independent life insurance agency that allows you to shop around with all of the top “A” rated life insurance companies on the market. We are licensed to do business nationwide and it doesn’t cost you anything to […]
Life insurance companies use a certain criteria to determine your rate and eligibility for coverage. The most important of those factors is your age and your health. If you are in bad health you can still get life insurance coverage, even if you have been declined for coverage in the past. Depending on your condition […]
So you’re wondering if you can get life insurance if you are a felon? The short answer is yes, no, and maybe so. However, you’re at the right place to find out. We’re an independent life insurance agency that specializes with high risk life insurance cases. What that means for you is that we will […]
You may have heard about universal life from an agent, advisor or a buddy of yours who just got a job with a big life insurance company. And now you are wondering what all the noise is about and is it a good product or even a right one for you. Well, that depends on […]
Getting life insurance is already a task that most people avoid because of the difficulty level it has. The truth is that getting life insurance doesn’t have to be the most daunting thing in the world. It’s actually quite simple, you just have to make sure you are working with an independent life insurance agency, […]
Okay, so maybe you’ve been declined for coverage from a life insurance company, don’t get down, it doesn’t mean they all don’t like you! Most life insurance companies weigh risk differently so if you got declined for life insurance it’s not the end of the road. If you got declined it simply means you are considered […]
Although it may sound like a paradox, there is such a thing as permanent term life insurance. Permanent term life insurance is also known as Guaranteed Universal Life Insurance or No Lapse Universal Life. If you aren’t here for an in-depth explanation you can compare permanent term life insurance quotes here with no personal information. […]
Buying life insurance is one of the most important things you should have. It is very underestimated but day after day people lose their loved ones and not everyone has thousands of dollars to pay their last hospital bills and their funeral. If you are reading this then good for you, you are doing your […]
There are few places you can get life insurance so let’s talk about where you can get life insurance and what is the best place to get it. If I’m being honest, you can simply click on the quoter on the right and compare life insurance quotes with no personal information required. If you like […]
The majority of life insurance purchases takes place when you are starting a family, buying a home or opening a business. Typically, people under the age of 65 are the ones looking for life insurance. Although this is the case, many people are living longer and may have a need for life insurance beyond age 65. […]
While there isn’t really such a thing as the most affordable life insurance company, there is such a thing as the most affordable life insurance company for you. Life insurance companies determine rates by your age, sex, build, tobacco use and health conditions. If you are fairly healthy, you can simply run quotes on our […]
If you’re retired or approaching retirement, you may be wondering if you need to protect yourself with a life insurance policy. Whether you choose to go with or without, it can be a difficult decision to make. The good news is that most people who have reached their savings and investment goals at the […]
