If you’re a modern consumer who is used to getting things with a click of a button then this article is for you. Getting life insurance fast is now a reality due to innovation in technology. Many carriers saw a huge demand for digitized applications with quick approval times. Traditional life insurance underwriting is […]
Can you get an insurance if you’re a smoker or a tobacco user? Yes, definitely. But brace for a higher premium. Smokers always pay more insurance premium than the non-smokers, but things got worse for smokers with the passage of The Patient Protection and Affordable Care Act in 2010. With the new law, the insurance […]
If you stumbled across this article it’s probably because you are curious of what collateral assignment of life insurance means or you are looking for a way to secure a loan but you probably don’t have a good credit rating to do so. Don’t worry we are here to help! If you found yourself in […]
If you are looking for the best company who offers the best no medical exam product then you have come to the right place! Life can make you feel as if walking isn’t enough and you need to run to catch up. With all that running around how could you possibly undergo a medical exam? […]
When applying for traditional life insurance coverage, it can be a daunting process to think about. After you have finally found an agent to work with, which is a process in itself, comes everything else. The agent will ask you some qualifying questions, proceed to the application, schedule the medical exam, and then you have […]
Life insurance with no medical exam has been growing in popularity. And if you’re a busy New Yorker it probably looks like an attractive policy considering there is quicker underwriting and no medical exam required. However, the downside is not all companies offer no exam coverage in New York. The reason is simple: regulation. So […]
If you are looking for some information about Sagicor, then you have come to the right place! Sagicor is one of the top ‘A’ rated companies out there and has a good set of products. As an independent online life insurance agency, we get the opportunity to shop around with many companies. Being a consumer […]
There is often a big misunderstanding amongst customers about no medical exam life insurance. The truth is, they aren’t all what they sound like and can mean very different things from company to company and policy to policy. So let’s quickly summarize the gist of each type and then dive into detail. Basically there are […]
Like most people, you must be aware that when applying for life insurance a physical examination is required. This requirement not only slows things down but can be a bit intrusive for some. Although the majority of companies still require an exam there are a handful of companies who let you apply without one. The […]
Getting life insurance when you have diabetes is already difficult but when you have type 1 diabetes it can be close to impossible. Most life insurance companies will turn down anyone who takes insulin. On top of that if you don’t want to go through the traditional medical exam it can be even more complicated. […]
