Life Insurance Basics

How to Buy Life Insurance?

  So you are ready to get yourself a life insurance policy, but not sure on how to buy one. There are many different ways to acquire a life insurance policy, whether it’s from a local agent, your bank or an independent broker. However, there is one way to buy a policy that really stands […]

Sample Life Insurance Application Questions

Whether you’re thinking about applying for life insurance or just curious, we will cover exactly what’s on the life insurance application. Life insurance companies use a lot of information to safeguard themselves from bad risk in order to maintain their financial strength. That is why a lot of information is asked up front for the […]

Geico Life Insurance Quotes Review

Life insurance is a very touchy subject because most people correlate life insurance with death and some just don’t like talking about death. Good for you for looking to protect your family’s financials when you pass away, you would be surprised on how many people in the U.S don’t have life insurance and don’t find […]

Beware of Mortgage Protection Life Insurance

Just when you thought you were finishing up the long mortgage application process, the banker informs you that you should buy mortgage protection. It’s a great product label for something Americans have been buying for over a century which is known as Life Insurance. Mortgage protections is usually a decreasing term life insurance policy with […]

Life Insurance Policy Rider Types Demystified

Life Insurance is perhaps the most sensible purchase you can make. It provides a large sum to your family in an event of sudden death in return for a small monthly payment. However what many people don’t know is you can make your life insurance policy even better. Yes you can upgrade your policy through policy […]

Group Life Insurance vs Individual Life Insurance Coverage

You just started a new career or been with a company for a while and open enrollment is around the corner. And now you have to decide whether to go with group sponsored life insurance policy or buy an individual life insurance policy. This can be a huge fork in the road for many people but […]

How Does Life Insurance Work? [Everything You Need to Know!]

Life insurance is one of the few products that we don’t buy for ourselves but for the continued well-being of our loved ones if something was to happen to us. Everyone wants to know how does life insurance work but nobody seems to have the answer. I even searched online to see what’s out there and let […]

5 Reasons Why You Should Get Life Insurance

Life Insurance is the absolute best way to provide a source of funds upon unexpected death for variety of different situations. There are many different reasons to buy life insurance coverage but let’s go through some of the general 5 that entice people to get covered. 1. Family Protection Whether you are single or married […]

What Happens When My Term Life Policy Expires?

Term life insurance is the most affordable type of life insurance protection but it’s rates are only locked in for a certain period of time. Typically term life insurance can range from a one year renewable policy to a 10 year, 20 year or a even 35 year term length which guarantees the premium to […]

What is the Difference Between Life insurance and Accidental Death and Dismemberment Insurance(ADD).

Life insurance is a very touchy subject and most people overlook the conversation because they are afraid of talking about death. However, you can’t run from it and you don’t want to leave your family with your debt and baggage so that’s probably why you are here looking to get life insurance. We have many […]

Term Life Insurance Quotes