Life Insurance

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Life Insurance for Motorcycle Riders

So during a short lunch break, we ended up watching a Moto GP race that took place in 2009 where Rossi and Lorenzo had an epic battle for the first place. Whether you are a fan of motorsports or not I highly recommend watching this showdown as it demonstrates skill, determination, and human will. After […]

Why I Bought a No Exam Life Insurance Policy With Sagicor?

  Every year I reach out to my existing clients to do an annual review, this is when we see if the plan they bought still fits their needs. This year I was going to throw myself into the mix by doing a thorough review of my own policy. The results were that my current […]

How Long Should Term Life Insurance Be?

Making the purchase of term life insurance is a wise decision if you want to protect your family in the future. While term life insurance is one of the most basic types of coverage available, you still want to put some careful thought into the type of policy you select. There are different types of […]

Typical Term Life Insurance Rates: How Much Does Life Insurance Cost?

Ready to jump on the term life insurance train? There are reasons why it’s the most popular form of life insurance out there: it’s easy to understand, it’s affordable, and it’s the best type of protection for you and your family. Let’s take a look at some common features of term life insurance and the […]

Why Is Now The Best Time To Buy Life Insurance?

So many people put off the decision about purchasing life insurance either because they don’t believe the worst could happen to them or because they don’t know enough about the incredible value that life insurance provides. Now, however, is the best time to purchase life insurance. This is not a decision where you should procrastinate […]

Life Insurance Rates By Age [Detailed]

There’s a reason why life insurance seems so expensive when you’re applying for the first time at an older age: companies use mortality tables to determine the cost of premiums and older individuals represent a higher risk to the life insurance carrier. Being smart and taking a look at your life insurance options earlier rather […]

Life Insurance Medical Exam Tips

The vast majority of life insurance carriers will require a paramedical exam as part of the application process. While this certainly isn’t something you should be scared of, understanding the life insurance medical exam in advance and preparing with a few simple tips might relieve your anxiety and help make the exam fly by more […]

Life Insurance for High Net Worth Individuals

Life insurance is absolutely vital for individuals with high net worth. Not only is it a great way to protect your beneficiaries in the future, but life insurance also offers a swiss army knife of alternative uses. Whether you’re interested in using it for tax advantages, an additional investment vehicle or simply leverage your cash […]

How Life Insurance Rates are Determined?

Finding out how much your life insurance might cost is an important calculation because you want to be sure that you have enough coverage to protect your family in the event that something happens to you. You also want to be sure that you have selected a policy from a quality company at a premium […]

Life Insurance For Tobacco Chewers: Everything You Need to Know

Are you a tobacco chewer? If you’re thinking about life insurance and are ready to take the next step, it’s likely that you have uncovered how expensive life insurance can be if you are given a smoker classification. Maybe you don’t consider yourself a smoker, and maybe you don’t feel like it’s fair that you […]

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