So chances are that you’re shopping for some life insurance and got curious about who A.M. Best is and what exactly they bring to the table. You have come to the right page because today we will learn the ins and outs of the business! It is important for you as a consumer to gather […]
Chances are that you have stumbled across this article trying to find your way into some information about a life insurance trust. You have come to the right place! Getting set up with a trust isn’t just for the wealthy families, but for all families regardless of income. You probably just bought some life insurance […]
Life insurance companies have mathematical geniuses called actuaries working for them whose job it is to make sure that the life insurance companies do not lose by insuring all the risk that’s out there. One of the things that they do to ensure they don’t lose is put clients into health categories to determine what […]
Often times I speak to clients on the phone and as they say “no I’m not a smoker” I can hear them take a big hit of their cigarette and exhale in relief. In most cases all I can really do is give them a fair warning when in reality I know that that won’t […]
There are a lot of life insurance products on the market and trying to figure out what is what all on your own can be confusing. That’s why I’m here. My goal is to dispel the confusion that comes from all these different named products offered by all of these different named life insurance companies. […]
There are many different reasons that you may wish to consider using life insurance to fund a buy sell agreement. On its own, a buy sell agreement is an extremely important component of planning ahead for a business. When you do not take the time to put together a buy sell agreement, the sudden departure […]
As is the case for many individuals considering applying for life insurance, it can be nerve wracking to understand the processes that the insurance companies use to evaluate your application and determine whether or not you are eligible for coverage. The ramifications of the company reviewing your application in conducting various tests can be significant […]
Term life insurance is one of the most popular life insurance products on the market and with good reasons. It’s simple to understand, its affordable, and its pure protection life insurance. When shopping around for a term life policy you will notice you are able to pick lengths usually between 10 to 30 years, depending […]
Term life insurance is a life insurance product that is designed to help you protect your financial responsibilities temporarily in the case that you pass away. Most of our clients are a perfect fit for a term life insurance policy since it can cost less than a can a coke per day but provide a […]
Most of the content out there regarding the topic of life insurance attempts to explain it by throwing around a ton of industry jargon with the expectation of “educating” people. Instead this just leaves consumer more confused and more afraid of making the wrong decision in purchasing a life insurance product. So in this article I […]
