There are plenty of life insurance companies out there, marketing products that all seem similar in a way. The truth is sometimes they are, but what you are really getting when you choose one company over another is their financial strength, customer service, overall product benefits, and their value you to you specifically. Some companies […]
Surviving a stroke can be a hard experience to live through and can change a lot about the way we live life, and view it. It’s a scary ordeal for both you and your family and it’s easy to understand why life insurance may be on your mind. However, the good news is you are […]
There are a lot of life insurance companies out there and while most A rated life insurance companies are good; some are more popular than others. AIG is definitely one of those companies that are on the popular side. If you haven’t heard of them as AIG, then you have probably heard of American General, […]
Life insurance companies have mathematical geniuses called actuaries working for them whose job it is to make sure that the life insurance companies do not lose by insuring all the risk that’s out there. One of the things that they do to ensure they don’t lose is put clients into health categories to determine what […]
There are many popular life insurance companies out there that succeed in creating strong brand recognition through longevity, good marketing, and a solid product offer. Gerber Life Insurance Company is definitely one of those brands that have stood the test of time. If you weren’t familiar with them as a life insurance company, then you […]
As an independent agency we work with many popular life insurance companies out there. Because we work with different life insurance companies, we can offer an objective look at each company and review it for our consumer with an honest perspective. We are able to look at each company through a lens of experience and […]
Often times I speak to clients on the phone and as they say “no I’m not a smoker” I can hear them take a big hit of their cigarette and exhale in relief. In most cases all I can really do is give them a fair warning when in reality I know that that won’t […]
There are a lot of life insurance products on the market and trying to figure out what is what all on your own can be confusing. That’s why I’m here. My goal is to dispel the confusion that comes from all these different named products offered by all of these different named life insurance companies. […]
Life insurance can be a tough subject to approach for any typical civilian. It can be even more difficult if you are considered a high risk by the life insurance companies. If you are an offshore oil rig worker, then you are already well aware that your job isn’t all peaches and cream. You’re always […]
Many individuals are already familiar with the concept that most families across America need life insurance. Most people have already heard about whole life and term life insurance policies because these are the most common types of policies and are the most frequently discussed kinds of coverage out there. But there are other specific kinds […]
There are many different reasons that you may wish to consider using life insurance to fund a buy sell agreement. On its own, a buy sell agreement is an extremely important component of planning ahead for a business. When you do not take the time to put together a buy sell agreement, the sudden departure […]
As is the case for many individuals considering applying for life insurance, it can be nerve wracking to understand the processes that the insurance companies use to evaluate your application and determine whether or not you are eligible for coverage. The ramifications of the company reviewing your application in conducting various tests can be significant […]
Looking for a life insurance company is a piece of cake, it’s finding the BEST life insurance company where it starts to get tricky. Colonial Penn has done an amazing job marketing their products and that is probably why you’re here reading this review. Most of the Colonial Penn products are geared towards seniors so in this article […]
With all of the rave about term life insurance it’s easy to think that term life is your only option. It’s not! There are many permanent life insurance products available that are there to provide coverage for your entire life. So it’s safe to call it “life insurance for life.” Let’s discuss some of the […]
When it comes to getting life insurance it can be confusing to navigate between hundreds of companies with each company offering dozens of products. Its understandable that when you think life insurance, you think “I just want to pay a monthly payment for a set period of time and if something happens to me my […]
When it comes to life insurance many people don’t know that the lowest rate on the quote engine isn’t the lowest rate for them if they’re a high risk. But if you’re reading this then you have probably been made aware of this (or you’re a life insurance agent). Either way let’s discuss exactly what […]
Term life insurance is one of the most popular life insurance products on the market and with good reasons. It’s simple to understand, its affordable, and its pure protection life insurance. When shopping around for a term life policy you will notice you are able to pick lengths usually between 10 to 30 years, depending […]
As an independent agency, we get to work with all of the life insurance companies out there. So when we do reviews like this we are able to not show any bias towards any company. We hear about AAA life insurance a lot from our consumers so we decided to dive in and let everyone […]
When you think convenience, life insurance is probably the furthest thing from your mind. Normally you have to find a plan, figure out how much coverage you need, apply, take a medical exam, wait 8 weeks to see if you qualify and wonder what rate you will get. It can be a pain but not […]
So, you’re self-employed and one of the few people out there living the American Dream. I’d personally like to congratulate you on not having to answer to anyone. You handle your business the way it’s meant to be handled. The downside, however, is you chose the road less traveled and for that the punishment is […]
The big city folks can’t possibly understand what you do on a daily basis. I’m sure hearing the complaints of the typical white collar worker can be laughable at times. That’s because your work is anything but stroking away at a computer in a well air conditioned room. You’re out there doing the work that […]
As an independent life insurance agency, we are able to review life insurance companies without any bias. We never prefer one company over another because each come with their own strengths. This means that the “best” life insurance company is the one that’s best for that particular customer. So the company we think is best […]
Term life insurance and Whole Life insurance have been debated since their existence by financial experts and rookies alike, with both teams cheering for both products. So if the experts can’t make their mind up, how is the customer supposed to do it? Isn’t that what professionals are for after all? Well, in the end […]
Mortgage life insurance refers to a type of policy that is sold to the bank or mortgage company that pays of your mortgage when you pass away. In many situations this kind of policy is the mortgage company. In some situations, that may actually be your preference as it would remove the burden of having […]
